Differentiate yourself and deliver better advice within your retirement plans

A New Approach to Retirement Planning

The best time to have insurance and annuities conversations are in a retirement planning process. And the best way to keep your clients after they retire is with a plan that takes them through retirement. Showcasing annuities as guaranteed income alongside investment products is offering your clients holistic financial advice. And showing your clients how they are in their best interest is even better advice because it wins you their trust, confidence and loyalty. These are the advantages that our technology gives advisors to have deeper relationships with ALL their clients when they make the commitment to delivering holistic financial advice. And having new technology that incorporates the changes you need to make will ensure you get you there faster. JourneyGuide’s unique features separate it from other software in the marketplace—and you can use JourneyGuide to separate your business from the competition.


Getting the answers to questions like “How much can I spend in retirement?” can now be done in real-time, collaboratively, with the client right beside you. JourneyGuide leverages proprietary algorithms to run thousands of simulations with lightning speed, so you can immediately show your client the effect of changing key variables in their retirement plan. You won’t need to say, “I’ll get back to you,” any more.


The impact of when one takes Social Security is demonstrated instantly with JourneyGuide. Other guaranteed income streams like pensions and annuity benefits are extremely simple to include. Current annuity pricing is integrated directly into the tool, unlike any other software. JourneyGuide illustrates the findings of our research with leading universities – there is a balanced approach to blending investments with guaranteed income to improve retirement outcomes.


A single graph clearly demonstrates how different plans will likely perform across potential market outcomes, allowing for a true understanding of the tradeoffs between plans. The client gets clarity into how much income they can achieve with each plan, in favorable as well as unfavorable markets. And, if the client has “what if” questions, key variables can be changed and results are produced instantly.


Digitize your entire book of clients and grow the value of your practice. You will become the primary trusted advisor for all your clients if you lead with our 20 minute co-planning process. This builds trust and loyalty. Once you have plans done for all your clients, you can organize them into opportunities based on AUM, life insurance and annuities. This allows you to identify your top 5 clients in each opportunity category – helping you determine which clients to work with based on opportunity category. We also track how much value you are creating for each of your clients. Lastly, you can quantify how much better off your clients are from having worked with you. This leads to happier clients and an increase in client referrals and retention.


Our Client Overview helps you answer these two questions – 1) Which client should I reach out to today? and 2) What specifically should I speak with them about? After you complete every plan we complete a Client Overview for you that summarizes key information that can drive meaningful conversations, and drive revenues to you:

  • New retirement income you generated for them
  • Compare current plan with new scenarios
  • Summarize Savings and Investments
  • Show details of Annuity recommendations
  • Identify Life Insurance Opportunities